Privacy Policy for Fixed Deposit
Effective Date: 01-01-2022

This Privacy Policy outlines how Rosmes Technology collects, uses, discloses, and protects your personal information in connection with the Fixed Deposit services we offer. We are committed to safeguarding your privacy and ensuring that your personal information is protected.


Information We Collect

We may collect the following types of information when you apply for or use our Fixed Deposit services:


Personal Information
  • Identification Information: Name, date of birth, identification numbers (such as Social Security Number or PAN)
  • Contact Information: Address, phone number, email address.
  • Financial Information: Bank account details, income details, tax identification number.

Transaction Information
  • Deposit Details: Amount deposited, term of deposit, interest rate, maturity date.
  • Account Activity: Transaction history, statements, and other related financial data.

Technical Information
  • Device Information: IP address, browser type, operating system, and other device identifiers.
  • Usage Information: Information about how you use our services, including pages visited and interactions with our website or mobile app.

How We Use Your Information

We use your personal information for the following purposes:


Service Provision
  • To process your Fixed Deposit application and manage your account.
  • To calculate and credit interest to your account.
  • To provide customer support and respond to your inquiries.

Legal Compliance
  • To comply with legal and regulatory requirements, such as KYC (Know Your Customer) norms.
  • To report to government authorities as required by law.

Communication
  • To send you account-related notifications, such as maturity reminders or transaction alerts.
  • To inform you about changes to our policies, terms, or services.

Marketing
  • With your consent, to send you promotional offers and information about our other products and services.

Sharing Your Information

We do not sell your personal information to third parties. However, we may share your information under the following circumstances:


Service Providers

We may share your information with third-party service providers who assist us in delivering our services, such as payment processors, IT service providers, and customer support partners.


Legal Obligations

We may disclose your information if required by law, regulation, or legal process, or in response to a government request.


Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.


Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, loss, or misuse. These measures include encryption, secure servers, and access controls.


our Rights

You have certain rights regarding your personal information, including:


  • You can request a copy of the personal information we hold about you.
  • You can request that we correct any inaccuracies in your personal information.
  • You can request that we delete your personal information, subject to legal and contractual obligations.
  • Objection: You can object to the processing of your personal information for direct marketing purposes.

To exercise these rights, please contact us at [Contact Information].


Retention of Information

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce agreements.


Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with the revised effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.


Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: invest@rosmes.com or Call us: +91 9395777123